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Quick quote

General liability and workers' comp, quoted fast.

Tell us about your business in a few short sections and our brokers will come back with options from top carriers. Pick general liability, workers' comp or both, and you'll only see the questions that apply. Eligibility, timing and pricing depend on your class of business, your state and carrier appetite.

    Let's start with you.

    We save these details as soon as you continue, so a broker can pick up where you left off if anything goes wrong.

    Does the business use a DBA ("doing business as") name?
    What coverage do you need?

    Select one or both. If you're not sure, choose both and we'll tell you what makes sense for your stage.

    About the company.

    Carriers rate on what you actually do day to day, so be specific.

    Federal employer identification number. It speeds up quoting.

    Enter 0 if pre-revenue.

    Mailing address
    Premises
    Where does your team work?

    Usually where most of your team is based.

    Fully remote? Enter 1.

    Do any of these apply to the business?

    Check all that apply, or "None of these".

    General liability.

    Limits, products and what your contracts require.

    Do you make, sell, distribute or install physical products?
    Do you hire subcontractors to do work for your customers?
    Do you need to name a client, landlord or partner on your certificate of insurance (COI)?
    Do any of these apply?

    Check all that apply, or "None of these".

    Workers' compensation.

    Workers' comp is priced on payroll by type of work, so split your team the way they actually spend their day. Best estimates for the next 12 months are fine.

    Employees and annual payroll by type of work
    Type of workEmployeesAnnual payroll
    Office, clerical or remote desk work
    Outside sales, traveling to clients
    Any other work (field, lab, warehouse, driving)
    Owners and officers

    Most states let owners and officers choose to be included or excluded from coverage. Included owners count toward payroll.

    Do any of these apply?

    Check all that apply, or "None of these".

    Written safety program in place?
    Employee health plan provided?
    Insurance history.
    Do you have this coverage today?
    Any insurance claims or lawsuits in the last 5 years?

    By submitting, you confirm the information is accurate to the best of your knowledge and agree that Alton Risk may contact you about your quote and share these details with insurance carriers to obtain one. Submitting does not bind coverage; coverage is only in force once a policy is issued. See our terms of service and privacy policy.

    Contact details saved
    Frequently Asked

    About quick quotes

    What is an Alton Risk quick quote?

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    A quick quote is a fully digital application for general liability, workers' compensation or both. You answer a few short sections online, and an Alton Risk broker returns options from top carriers, aiming for the same day.

    How fast will I get a quote?

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    Our goal is a same-day quote. Timing depends on your class of business, your state and carrier appetite, and a broker may ask follow-up questions before presenting options.

    Can I get a certificate of insurance?

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    Yes. A certificate of insurance is issued once your policy is bound, and we aim to do that the same day. Note any additional insured or waiver of subrogation wording your contract requires in the application.

    What do I need to complete the application?

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    Your legal business name and entity type, a plain-language description of operations, revenue, locations and prior carriers. For workers' comp, also headcount and payroll by role. For general liability, desired limits, products and subcontractors.

    Does submitting the application bind coverage?

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    No. Coverage is only in force once a policy is issued after you review and approve an option.

    What if my business is complex or has been declined elsewhere?

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    Submit the application anyway. A broker reviews every submission, and harder risks can be placed through specialty and E&S markets. For other coverage such as D&O or cyber, book a consultation.